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The ruling of the Court of Justice of the European Union (CJEU) of 13 July 2023, has resolved a preliminary question raised by the 17th Court of First Instance of Palma de Mallorca, in a legal proceeding brought by two individuals against the entity Banco Santander, in relation to a claim for nullity for unfairness of the financial clause established in a mortgage loan, relating to the interest rate, the IRPH reference index.

In our professional office, we can obtain for you, the extrajudicial or judicial declaration of the nullity of the opening commission of your mortgage loan, obtaining the refund of the total amount of said commission, together with the legal interests accrued from the date of the undue payment of said monetary amount.