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The ruling of the Court of Justice of the European Union (CJEU) of 13 July 2023, has resolved a preliminary question raised by the 17th Court of First Instance of Palma de Mallorca, in a legal proceeding brought by two individuals against the entity Banco Santander, in relation to a claim for nullity for unfairness of the financial clause established in a mortgage loan, relating to the interest rate, the IRPH reference index.

At our professional firm, we can assist you in reclaiming revolving credit cards you may have taken out, obtaining the cancellation of the loan agreement signed, as well as the reimbursement of all amounts you have paid exceeding the principal borrowed (which may amount to several thousand euros).

We are auction lawyers in Fuengirola. At our professional office, we can participate in public auctions on behalf of third parties, with all legal guarantees for our clients, investors or individuals.

In our professional office, we can obtain for you, an extrajudicial or judicial declaration of civil liability of the bank, for bank fraud. By virtue of which you will be compensated for the damages, both economic and moral in your case, that you may have suffered as a result of having been a victim of bank fraud.

In our professional office, we can obtain for you the extrajudicial or judicial declaration of the nullity of the mortgage expenses of your mortgage loan, obtaining the refund of the amount of said expenses paid unduly, which can amount to thousands of euros, together with the legal interest accrued from the date of the undue payment of said monetary amount. We will now explain this matter.

In our professional office, we can obtain for you, the extrajudicial or judicial declaration of the nullity of the opening commission of your mortgage loan, obtaining the refund of the total amount of said commission, together with the legal interests accrued from the date of the undue payment of said monetary amount.